Motorcycle accident lawyer, Brevard County Riders deserve a fair shake.
A motorcycle claim does not work like a car claim in Florida. Renee Dial knows the difference and represents injured riders across Melbourne, Palm Bay, and the Space Coast.
Why rider claims are different
No PIP. Different rules.
Florida no-fault PIP coverage does not apply to motorcycles, so an injured rider usually has to recover from the at-fault driver’s insurance, their own health or medical coverage, and any uninsured motorist coverage they carry.
Insurance companies also tend to assume the rider was speeding or weaving. Renee answers that with evidence, not arguments.
- Finds every insurance policy that could apply to your injuries
- Preserves your helmet, gear, and bike as evidence
- Uses the crash report, photos, and witnesses to counter rider bias
- Tracks the two-year Florida deadline from day one
Right after a wreck
Protect yourself and your claim.
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Get medical care
Adrenaline hides injuries. Get checked even if you walked away from it.
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Photograph everything
The bike, the other vehicle, skid marks, road conditions, and your injuries.
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Get names
The driver’s license, plate, and insurance, plus contact details for anyone who saw it.
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Keep your gear
Your helmet, jacket, and gloves show what happened. Do not throw them out.
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Leave the bike alone
Do not repair or sell it until the damage has been documented.
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Call Renee
He will tell you where you stand before you talk to an adjuster.
Florida law in plain English
What riders need to know.
Helmets and the law
Florida riders over 21 may ride without a helmet if they carry at least $10,000 in medical benefits coverage. Riders under 21 must wear one, and every rider needs eye protection.
Source: Florida Statutes section 316.211
Uninsured motorist coverage matters
Because PIP does not apply, the coverage you chose for yourself often decides how well you are protected. If you carry uninsured motorist coverage, it can step in when the at-fault driver has little or no insurance.
Fault is shared by percentage
Florida uses modified comparative negligence. Your recovery is reduced by your share of the blame, and if you are found more than 50 percent at fault you generally cannot recover damages.
Source: Florida Statutes section 768.81
You have two years
Most negligence claims in Florida must be filed within two years of the crash. Evidence fades much faster than that, so do not wait.
Source: Florida Statutes section 95.11
Google reviews
Word gets around.
After a crash
Straight answers. No runaround.
The questions Renee hears most from people in Melbourne and Palm Bay after an accident. This is general information about Florida law, not legal advice for your situation.
Ask ReneeDoes PIP cover motorcycle riders in Florida?
Usually not. The Florida no-fault law does not treat a motorcycle as a covered motor vehicle, so riders typically cannot rely on PIP the way drivers can.
Source: Florida Statutes section 627.732
Do I have to wear a helmet on a motorcycle in Florida?
If you are under 21, yes. Riders over 21 may ride without a helmet if they carry at least $10,000 in medical benefits coverage. All riders need eye protection.
Source: Florida Statutes section 316.211
Can I still have a claim if I was not wearing a helmet?
Yes. Riding without a helmet does not cancel your claim. The insurance company may argue it made a head injury worse, which can affect how fault is divided, so the details matter.
Source: Florida Statutes section 768.81
How long do I have to file a claim in Florida?
Generally two years from the date of the crash. Florida shortened the deadline for negligence claims to two years for accidents on or after March 24, 2023.
Source: Florida Statutes section 95.11
Hurt in a crash in Brevard County?
Call your neighbor.
Tell Renee what happened. He will tell you where you stand and what he would do next.
(321) 926-8002